The main covers you will need when selecting your commercial cleaning insurance covers are;
Public Liability Insurance
This provides cover if, as a result of your business, any party brings a claim against you for:- bodily injury or property damage occurring during the period of insurance;
- personal injury or denial of access committed during the period of insurance,
Employers Liability Insurance
Employers are responsible for the health and safety of their employees while they are at work. Your employees may be injured at work or they, or your former employees, may become ill as a result of their work while in your employment. They might try to claim compensation from you if they believe you are responsible.Included Covers
Not all commercial cleaning insurance policies are the same. Most don't provide much more than the covers stated above, but your policy from GLEAMING INSURANCE will automatically include the following:Damage to Property Worked Upon - (damage to the actual item being cleaned)
Treatment Risks - (damage as a result of any chemical or treatment applied)
Loss of Keys - (losses arising from the loss/theft of customers keys)
Dishonesty
Failure to secure customers premises
Financial Loss
Misuse of customers telephones
Machinery & Equipment Insurance
When selecting your commercial cleaning insurance policy see if Machinery & Equipment Insurance is available as an additional cover.Cover from GLEAMING INSURANCE is available for;
- plant and machinery;
- hand tools and portable power tools;
- stock, samples and goods held in trust;
- laptops and mobile phones;
- ladders;
- hired-in plant and machinery.
GLEAMING INSURANCE are the specialists for commercial cleaning insurance and our team will be able to listen to your requirements and make sure that the policy you get from us is ideal for your business and the risks that it faces.