Tuesday, 15 November 2011

Pressure Washing Insurance

 

What insurance do I need for Pressure Washing?

If you work alone you should look at arranging pressure washing insurance cover with public liability insurance. This will protect you if, as a result of your business, any party brings a claim against you for:
  1. bodily injury or property damage occurring during the period of insurance
  2. personal injury or denial of access committed during the period of insurance

If you employ anyone or use labour only sub contractors you are legally required to arrange employers liability insurance as part of your pressure washing insurance policy.

What is Treatment Risks Insurance?

Treatment Risks Insurance is included in our pressure washing insurance policies and covers damage to a driveway, patio etc caused by the chemicals used in the cleaning process.

What is Damage to Property Worked On?

Damage to Property Worked On is included in our pressure washing insurance policies and provides cover for any damage caused to the area being cleaned, such as a patio that may not be caused through a treatment being applied. A claim could occur if, for example, you used the wrong pressure when cleaning a customer's driveway and damaged the paving stones. Our pressure washing insurance policy covers this type of risk.

Do GLEAMING INSURANCE offer these covers?

Yes, our pressure washing insurance policies include these covers as standard along with many more under our specialist cleaning insurance policy.

How much cover should I arrange?

The level of indemnity you choose should be based on the kind of work you do and may be determined by any contracts you have in place. The minimum level of cover is £1,000,000 but this can be increased at any time to £2,000,000 or even £5,000,000 on our pressure washing insurance policies. You will pay a pro-rata additional premium at the time you want to increase the limit.

Can I insure my cleaning equipment?

Yes, we can provide cover for machinery and equipment insurance if you have pressure washing insurance cover with us. The premiums start at just £58.30 per year.

Am I only covered for Pressure Washing?

No, not if you insure with us.
Our policies offer much wider cover than most policies available to pressure washing insurance contractors and allow you to carry out many different cleaning activities including;

Carpet & Upholstery Cleaning including soft furnishings
Commercial Property Cleaning (interior and exterior) which includes;
shops, office, restaurants and other properties occupied by businesses
Conservatory Cleaning
Contract Cleaning
Domestic Property Cleaning (interior and exterior)
End of Tenancy Cleaning (interior and exterior)
Gutter Cleaning
Hard Floor Cleaning
Holiday Home Cleaning (including Caravans)
Kitchen Cleaning
Oven (domestic and catering only) & White Goods Cleaning
Pressure Washing to 248 bar (3,600 psi)
Window Cleaning including Soffits, Fascia and Frames

 

Can I split the cost of the insurance by direct debit

Yes, all our pressure washing insurance policies can be paid by interest free instalments over 12 months with no deposit to pay.

GLEAMING INSURANCE offer the widest pressure washing insurance covers available and we back that up with our expertise and knowledge of your industry to give you the very best personal service.

Speak to the experts today and arrange your pressure washing insurance policy with GLEAMING INSURANCE.